Public Service Loan Forgiveness (PSLF) Program

The Public Service Loan Forgiveness (PSLF) program erases the student loan debt of people who work for certain employers. As a state government institution and public university, NIU is a qualifying employer for this program. If you work for NIU, you may be eligible to have your student loan debt forgiven. For more information about PSLF, visit Federal Student Aid.

If you have any questions, please contact us at hr_pslfrequests@niu.edu.

Do I Qualify?

To qualify for PSLF, you must:

• Work at least 30 hours a week
• Have a qualifying loan
• Meet repayment requirements

Qualifying Loans

William D. Ford Federal Direct Loans are eligible for PSLF. You may consolidate non-direct loans into a Federal Direct Consolidation Loan. Perkins Loans and Pell Grants aren't eligible. If you consolidate your Direct Loans with these, you won't qualify for PSLF.

Repayment Requirements

To qualify for PSLF, you must:

• Have made 120 qualifying payments while working for a qualifying employer
• Have an income-driven repayment plan or the standard repayment plan
• Have made payments for the full amount due and no more than 15 days late

You can't make a qualifying payment while enrolled at least half-time as a student, or if your loan is in a grace period, deferment, forbearance or default.

How to Apply

We are pleased to partner with Experian Employer Services to provide a more efficient way to manage employee Public Service Loan Forgiveness requests.

For current or past employees, here's information on how you can access the Experian system:

Visit the  Experian Verify portal. New users must register using the Experian Verify - Employee Registration Form and enter:

• Access Code: 22C664CA
• Full Social Security Number
• Full Name
• Date of Birth
• Email Address

When you are logged in, follow these steps:

1. Click the button titled “Generate letters”.
2. Next, select the radio button titled, “Public Service Loan Forgiveness Letter”.
3. Click on the button labeled “Create Letter”

If you need assistance, contact Experian Employer Services Customer Support at 404-382-5400 or verify.support@experian.com.