Huskie Bucks Disclosure Information

Initial Account Disclosures

Students, faculty/staff, guests with NIU ID Campus Partner Cards or via Courtesy Card are authorized to open Huskie Bucks accounts. An account is opened upon depositing funds on your OneCard via cash or check (made payable to NIU) at OneCard ID Services or at the Office of the Bursar. Deposits can also be made electronically through the Transact Portal using credit or debit card (Visa, Discover, American Express and Master Card); a processing fee is not charged for deposits at this time.

When depositing money to the Huskie Bucks account, you are agreeing to the terms and conditions of this disclosure agreement. Huskie Bucks can be used at a number of locations on and off campus to make purchases of food. Huskie Bucks are also used for AnywherePrints copies, laundry services, transcripts and more. The Electronic Funds Transfer Act, 15 U.S.C. 1693, et seq. (the "act") protects Huskie Bucks account holders in their use of electronic funds transfer services. Described herein are important notices regarding your rights under the act. Please retain this disclosure for future reference.

Huskie Bucks accounts are stored on Northern Illinois University (NIU) ID cards or Courtesy Cards. It is important to safeguard the cards assigned to you and not share your card with anyone. If a card is found, please return it to OneCard ID Services immediately. Contact the OneCard Office if you believe that your NIU ID has been lost, stolen, or compromised in any way or if you believe a transaction has been made without your permission. During business hours, call OneCard ID Services at 815-753-9569. After hours, phone the NIU Police at 815-753-1212 or access your account through the Transact Portal or via NIU mobile app.

All deposits made to your Huskie Bucks account are non-transferable. As you make purchases with your NIU OneCard ID, your Huskie Bucks account balance will be displayed each time you complete a transaction. Balances provided at OneCard readers may not reflect manual adjustment entries or offline transactions.

Stop by OneCard ID Services with proper identification for account balance inquiries or log on to the Transact Portal for balances, statements and current transactions. Unused balances at the end of the semester will automatically carry forward for your use during the next semester. Your Huskie Bucks account has no expiration date. It will remain open and active throughout your affiliation with NIU, as long as you conduct at least one Huskie Bucks transaction a year.


Accounts are closed, due to graduation, death notice or after one year without a financial transaction. Refunds are processed for closed accounts that have balances greater than $5.13. All refunds will have a 2.5% administration fee assessed. Your Huskie Bucks balance minus the administrative fee will be transferred to your student bursar account. The Office of the Bursar will only issue a refund check or direct deposit to you if your student bursar account is paid in full. If your account is not paid in full, the Huskie Bucks refund will be applied to your student bursar account as a form of payment on your account. Balances of $5.13 or less will be forfeited. If you are missing your refund, fill out the Huskie Bucks Refund Request Form (PDF) and email the completed form to to request a refund manually.

Faculty and Staff

Accounts are closed when separating from the university or after one year without a financial transaction (inactive). All refunds must have a Huskie Bucks balance greater than $5.13 and a 2.5% administration fee will be assessed and charged. Huskie Bucks accounts that are closed due to inactivity will be refunded automatically. Accounts closed due to separating from the university will need to request a refund by filling out the Huskie Bucks Refund Request Form (PDF) and emailing the completed form to All refunds will be issued via check from Accounts Payable. Please allow 30 days to process the check. All balances of $5.13 or less will be forfeited.

Courtesy Card and More

Accounts are only closed when the balance depletes to zero. If the account has been inactive for over one year, a monthly $5 inactivity fee will be charged to the card account. This will accrue until the account is no longer inactive or if the balance reaches zero. The inactivity fee will never charge more money than the account balance has left in it.

If you believe your OneCard ID has been lost or stolen, or that transactions have occurred on your account without your permission, contact OneCard ID Services or the NIU Police in person or by phone at 815-753-1212.

Account statements can be accessed online through the Transact Portal. If your account statement shows transactions that you did not make, tell us at once.

For purposes of these disclosures, our business days are Monday through Friday 8:15 a.m. to 4 p.m. We are closed on official university designated holidays.

You may use your OneCard ID to:

  • Make deposits to your Huskie Bucks account.
  • Access meal plans
  • Access Huskie Bucks to pay for meals at all food locations on campus (including dining halls) and to pay for food at specific off-campus businesses that have contracted to accept Huskie Bucks.
  • Access Huskie Bucks to order transcripts.
  • Access Huskie Bucks to use washers, copiers and vending machines.
  • Access Recreation Center, athletic games for fee-paying students.
  • Access authorized doors around campus.

Some of these services are not available at all terminals. Visit the listing of off-campus vendors for locations currently accepting Huskie Bucks.

Inactive Account Fee

Huskie Bucks accounts for NIU students and faculty/staff that become inactive after one year with no activity and has a balance of greater than $5.13 will receive a 2.5% administration fee. Balances less than $5.13 will be forfeited. Guests with NIU ID Campus Partner Cards or via Courtesy Card who have been inactive for one year will be assessed an inactivity fee of $5 per month, until the account balance is zero or a transaction is made.

NSF Check Fee

If a check (paper or electronic), tendered to NIU to open or add funds to your Huskie Bucks account is returned for insufficient funds, the Huskie Bucks account to which it was deposited will be debited and a $25 service fee will be assessed to the student bursar account.

Type of Card Cost
OneCard: students, faculty, staff and retirees Initial: Free
Replacement/damaged card: $10
Lost: $20
NIU Campus Partner and ELS proxy cards Initial: $10 
Replacement/damaged card: $10
Lost: $20
NIU Campus Partner non-proxy Initial: $5
Replacement/damaged card: $10
Lost: $20
Courtesy Cards $1 per card
Badges $5 per card

Terminal Transfers: You will get a receipt when you make a purchase of services or products at any business with a Huskie Bucks point-of-sale terminal. You will get a receipt at the time you make a deposit to your account. You will not get a receipt from a OneCard reader attached to a vending machine, washer or copier.

Statements: Account statements can be accessed online through the Transact Portal.

Huskie Bucks Disclosure (Printable PDF version)

Last updated: April 21, 2020

Contact Us

OneCard ID Services
Founders Memorial Library
Room 104
DeKalb, IL 60115

Phone: 815-753-9569

Business Hours

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