Requirements for Healthcare Coverage
| Classification |
Is Insurance Mandatory? |
| 9 or More On-Campus (DeKalb) Credit Hours |
Yes (required to have NIU’s insurance unless sponsored by your government) |
| Less Than 9 Credit Hours |
No, but strongly advised to have |
| J-1 Visa Holders |
Yes (required by law) |
| Fulbright Scholars |
Yes (required to have NIU’s insurance) |
All incoming international students who enroll in nine or more on-campus credit hours, are required to have the NIU student health insurance plan, unless your government sponsors you.
For all other international students, we will accept waivers with one of the following approved plans.
Approved Plans
Please contact the NIU Student Health Insurance Office at studentinsurance@niu.edu or 815-753-0122 for waiver instructions.
Dependent Coverage
Dependent coverage for spouses, domestic partners and children is not available through the NIU Student Health Insurance plan. Our Student Health Insurance office provides individualized support for finding dependent coverage. Call 815-753-0122 or email studentinsurance@niu.edu.
To find coverage for dependents, visit the Get Covered Illinois website or contact the DeKalb County Health Department’s Healthcare Enrollment Assistance Program at 815-748-2498 or email enrollhealth@dekalbcounty.org.
