The NIU student health insurance plan is through Aetna and is a PPO. Learn more about details regarding the 2020-2021 NIU Aetna Student Health plan (PDF).
| Benefits | 2020-21 School Year |
|---|---|
| Semester cost | $1,114 |
| Fall effective dates | Aug. 1, 2020 - Dec. 31, 2020 |
| Spring/summer effective dates | Jan. 1, 2021 - July 31, 2021 |
| Annual deductible | $500 (in-network) |
| Doctor's office copay | $10 (annual deductible does not apply) |
| Co-insurance | 70/30 |
| Dependent coverage | $1,114 (one child) $2,228 (two or more children) |
| Pharmacy Benefits | |
| Generic | $20 |
| Brand | $50-$75 |
| Specialty | Copayment is the greater of $100 or 20% (of the negotiated charge) but will be no more than $200 per supply. |
| Most birth control | 100% coverage |
The NIU student health insurance plan is through Aetna and is a PPO.
| Benefits | 2021-22 School Year |
|---|---|
| Semester cost | $1,224 |
| Fall effective dates | Aug. 1, 2021 - Dec. 31, 2021 |
| Spring/summer effective dates | Jan. 1, 2022 - July 31, 2022 |
| Annual deductible | $500 (in-network) |
| Doctor's office copay | $10 (annual deductible does not apply) |
| Co-insurance | 70/30 |
| Dependent coverage | $1,224 (one child) $2,448 (two or more children) |
| Pharmacy Benefits | |
| Generic | $20 |
| Brand | $50-$75 |
| Specialty | Copayment is the greater of $100 or 20% (of the negotiated charge) but will be no more than $200 per supply. |
| Most birth control | 100% coverage |
If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 201.
Get health information anytime, call 1-800-556-1555. Learn more about Aetna's Informed Health® Line.
NIU has collaborated with Benefit Partners for Delta Insurance to provide dental and vision coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.
What are premiums, deductibles, coinsurance and copays?
Monday-Friday
8 a.m.-4:30 p.m.