Student Health Insurance

2021-22 School Year

The NIU student health insurance plan is through Aetna and is a PPO. Learn more about details regarding the 2021-2022 NIU Aetna Student Health plan (PDF).

The NIU student health insurance plan is through Aetna and is a PPO.

Benefits	2021-22 School Year
Semester cost	$1,224
Fall effective dates	Aug. 1, 2021 - Dec. 31, 2021
Spring/summer effective dates	Jan. 1, 2022 - July 31, 2022
Annual deductible	$500 (in-network)
Doctor's office copay	$10 (annual deductible does not apply)
Co-insurance	70/30
Dependent coverage	$1,224 (one child) $2,448 (two or more children)
Pharmacy Benefits
Generic	$20
Brand	$50-$75
Specialty	Copayment is the greater of $100 or 20% (of the negotiated charge) but will be no more than $200 per supply.
Most birth control	100% coverage

If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 201.

Get health information anytime, call 1-800-556-1555. Learn more about Aetna's Informed Health® Line.

Dental, Vision Insurance for NIU Students and 
Short-term Insurance for Non-Students

NIU has collaborated with Benefit Partners Group to provide dental, vision, and telehealth coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.