Student Health Insurance

The spring waiver is now open. This is an online process only. Only after you receive an email stating you have been billed, can you waive. The deadline to waive is Feb. 29, 2024. Don't delay do it today!

For student insurance enrollment please email

2023-24 Academic Year

The NIU student health insurance plan is through Aetna and is a PPO. Learn more about details regarding the 2023-2024 NIU Aetna Student Health plan (PDF).

The NIU student health insurance plan is through Aetna and is a PPO.

Benefits 2023-24 Academic Year
Semester cost $1,296
Fall effective dates Aug. 1, 2023 - Dec. 31, 2023
Spring/summer effective dates Jan. 1, 2024 - July 31, 2024
Annual deductible $500 (in-network)
Doctor's office copay $10 (annual deductible does not apply)
Co-insurance 70/30
Dependent coverage $1,296 (one child) $2,592 (two or more children)
Pharmacy Benefits
Generic $20
Brand $50-$75
Specialty Copayment is the greater of $100 or 20% (of the negotiated charge) but will be no more than $200 per supply.
Most birth control 100% coverage

If you have any questions, please contact us at 815-753-0122, or visit our office in the Health Services Building, room 206.

Get health information anytime, call 1-800-556-1555. Learn more about Aetna's Informed Health® Line.

Dental/Vision Insurance for NIU Students and Short-term Insurance for Non-Students

NIU has collaborated with Benefit Partners Group to provide dental, vision, and telehealth coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.


What are premiums, deductibles, coinsurance and copays?

Contact Us

Student Health Insurance Office
Health Services Building, room 206
Phone: 815-753-0122
Fax: 815-753-9599

Monday, Wednesday, Friday
working remote

Tuesday, Thursday
in office 8 a.m.-4 p.m.

Aetna's Informed Health® Line1-800-556-1555

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