Student Health Insurance

Enroll or Waive the NIU Student Insurance

The online enrollment and waiver process is now closed. The late waiver appeal process is available until Sept. 30, 2020. View the late waiver appeal form.

Note: if you use your 2020-2021 Student Health Insurance benefits you will not be able to waive at a later date.

The NIU student health insurance plan is through Aetna and is a PPO. Our costs are lower this year and are very happy to be able to add dependents this year. Learn more about details regarding the 2020-2021 NIU Aetna Student Health plan (PDF).

Benefits 2020-21 School Year
Semester Cost $1,114
Annual Deductible $500 (in-network)
Doctor's Office Copay $10 (annual deductible does not apply)
Co-insurance 70/30
Dependent Coverage $1,114 (one child) $2,228 (two or more children)

Benefits 2020-21 School Year
Generic $20
Brand $50 - $75
Specialty Copayment is the greater of $100 or
20% (of the negotiated charge) but will
be no more than $200 per supply.
Most Birth Control 100% coverage

If you have any questions, please contact us at 815-753-0122, or visit our office in the Health Services Building, room 201.

Get health information anytime, call 1-800-556-1555. Learn more about Aetna's Informed Health® Line.

Delta Dental, Vision Insurance for NIU Students
Short-term Insurance for non-Students

NIU has collaborated with Benefit Partners for Delta Insurance to provide dental and vision coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.

What are premiums, deductibles, coinsurance and copays?


Contact Us

Student Health Insurance Office
Health Services Building, room 201
Phone: 815-753-0122
Fax: 815-753-9599

8 a.m.-4:30 p.m.

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