Fall 2026 Online Waiver is Now Closed
To ensure fairness and compliance, the established guidelines are applied uniformly to all students. Northern Illinois University’s requirements must be followed, and exceptions cannot be granted.
2026-27 Academic Year
The NIU student health insurance plan is through UHCSR and is a PPO.
If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu.
| Benefits |
2026-27 Academic Year |
| Per Semester cost |
$1,419.50 |
| Fall effective dates |
Aug. 1, 2026 - Dec. 31, 2026 |
| Spring/summer effective dates |
Jan. 1, 2027 - July 31, 2027 |
| Annual deductible |
$500 (in-network) |
| Doctor's office copay |
$10 (annual deductible does not apply) |
| Co-insurance |
70/30 |
| Dependent coverage |
$1,419.50 (one child)
$2,839 (two or more children) |
| Pharmacy Benefits |
| Generic |
$20 |
| Brand |
$50-$75 |
| Most birth control |
100% coverage |