The online enrollment and waiver process is now closed. The late waiver appeal process is available until Sept. 30, 2020. View the late waiver appeal form.
Note: if you use your 2020-2021 Student Health Insurance benefits you will not be able to waive at a later date.
The NIU student health insurance plan is through Aetna and is a PPO. Our costs are lower this year and are very happy to be able to add dependents this year. Learn more about details regarding the 2020-2021 NIU Aetna Student Health plan (PDF).
Benefits
2020-21 School Year
Semester Cost
$1,114
Annual Deductible
$500 (in-network)
Doctor's Office Copay
$10 (annual deductible does not apply)
Co-insurance
70/30
Dependent Coverage
$1,114 (one child) $2,228 (two or more children)
Benefits
2020-21 School Year
Generic
$20
Brand
$50 - $75
Specialty
Copayment is the greater of $100 or 20% (of the negotiated charge) but will be no more than $200 per supply.
Most Birth Control
100% coverage
If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 201.
Delta Dental, Vision Insurance for NIU Students Short-term Insurance for non-Students
NIU has collaborated with Benefit Partners for Delta Insurance to provide dental and vision coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.
What are premiums, deductibles, coinsurance and copays?
Resources
Aetna information (including printing an ID card and provider search)