Student Health Insurance

The NIU student health insurance plan is through Aetna and is a PPO. Our costs are lower this year and are very happy to be able to add dependents this year. Learn more about details regarding the 2020-2021 NIU Aetna Student Health plan (PDF).

Benefits 2020-21 School Year
Semester Cost $1,114
Annual Deductible $500 (in-network)
Doctor's Office Copay $10 (annual deductible does not apply)
Co-insurance 70/30
Dependent Coverage $1,114 (one child) $2,228 (two or more children)

Benefits 2020-21 School Year
Generic $20
Brand $50 - $75
Specialty Copayment is the greater of $100 or
20% (of the negotiated charge) but will
be no more than $200 per supply.
Most Birth Control 100% coverage

If you have any questions, please contact us at 815-753-0122, or visit our office in the Health Services Building, room 201.

Get health information anytime, call 1-800-556-1555. Learn more about Aetna's Informed Health® Line.

Delta Dental, Vision Insurance for NIU Students
Short-term Insurance for non-Students

NIU has collaborated with Benefit Partners for Delta Insurance to provide dental and vision coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.


What are premiums, deductibles, coinsurance and copays?

Contact Us

Student Health Insurance Office
Health Services Building, room 201
Phone: 815-753-0122
Fax: 815-753-9599

8 a.m.-4:30 p.m.

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