1. Health Services
  2. Student Health Insurance

Student Health Insurance

NIU will start billing for fall 2022 student health insurance after July 8, 2022. Students will receive an email once they have been billed with a link to go online and waive. The deadline is Oct. 31, 2022. Note: this is an online process. You cannot waive until you have been billed.

2022-23 School Year

The NIU student health insurance plan is through Aetna and is a PPO. Learn more about details regarding the 2022-2023 NIU Aetna Student Health plan (PDF).

The NIU student health insurance plan is through Aetna and is a PPO.

Benefits 2022-23 School Year
Semester cost $1,329.50
Fall effective dates Aug. 1, 2022 - Dec. 31, 2023
Spring/summer effective dates Jan. 1, 2023 - July 31, 2023
Annual deductible $500 (in-network)
Doctor's office copay $10 (annual deductible does not apply)
Co-insurance 70/30
Dependent coverage $1,329.50 (one child) $2,629 (two or more children)
Pharmacy Benefits
Generic $20
Brand $50-$75
Specialty Copayment is the greater of $100 or 20% (of the negotiated charge) but will be no more than $200 per supply.
Most birth control 100% coverage

If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 206.

Get health information anytime, call 1-800-556-1555. Learn more about Aetna's Informed Health® Line.

Dental, Vision Insurance for NIU Students and 
Short-term Insurance for Non-Students

NIU has collaborated with Benefit Partners Group to provide dental, vision, and telehealth coverage to NIU students. They also offer short-term coverage if you are no longer an NIU student. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program.

Resources

What are premiums, deductibles, coinsurance and copays?

Contact Us

Student Health Insurance Office
Health Services Building, room 206
Phone: 815-753-0122
Fax: 815-753-9599
studentInsurance@niu.edu

Monday-Friday
8 a.m.-4:30 p.m.

Aetna's Informed Health® Line: 1-800-556-1555

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