The NIU student health insurance plan is through Aetna and is a PPO.
The cost and benefits of the NIU plan will stay the same for the 2019-20 school year.
Benefits
2019-20 School Year
Semester Cost
$1179
Annual Deductible
$500
Doctor's Office Copay
$10 (annual deductible does not apply)
Co-insurance
70/30
Dependent Coverage
No
Benefits
2018-19 School Year
Generic
$20
Brand
$50
Specialty Brand
$75
High Cost Drugs
20% co-insurance with a min cost of $100 and a max cost of $200
Most Birth Control
100% coverage
If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu or visit our office in the Health Services Building, room 201.
Delta Dental and Vision Insurance
As of Oct. 1 2018, NIU has collaborated with Delta Insurance to provided dental and vision coverage to NIU students. Learn more about coverage options. NIU does not receive any remuneration nor does it guarantee the plan and/or program. Delta Insurance is available directly to students of NIU
What are premiums, deductibles, coinsurance and copays?
Resources
Aetna information (including printing an ID card and provider search)