Federal Student Aid Changes
The One Big Beautiful Bill Act introduces major changes to federal loans and aid eligibility starting July 1, 2026. Whether you’re a student or a parent, now is the time to understand how these changes may affect you.
- New annual and lifetime limits on Parent PLUS and GradPLUS loans for new borrowers
- Current income-driven repayment plans (IBR, PAYE, SAVE) are being eliminated
- Updates to Pell Grant and FAFSA asset exemption rules take effect for 2026-2027
Learn what’s changing and how to prepare