Plan Information
The NIU Student Health Insurance Plan is a PPO plan underwritten by Blue Cross Blue Shield and covers a student 24 hours a day, anywhere in the world.
ENROLLMENT IN THE PLAN IS AUTOMATIC FOR STUDENTS REGISTERED FOR 9 OR MORE ON-CAMPUS HOURS AND ALL INTERNATIONAL STUDENTS. Please see Eligibility & Enrollment for more information.
Some of our coverages for the 2013-2014 school year:
- $500,000 annual maximum
- Most Preventive services (100%), most well-care (100%), most birth control (100%), most immunizations (100%) and allergy shots (80%) now covered
- Physical therapy & chiropractic care has unlimited visits at 80% coverage
- 6 mo pre-ex for students and dependents, 19 & over, waived with 6 months of consecutive coverage or creditable coverage
- ER copay is $150 per visit
- In network out of pocket maximum is $5000 per year
- Out of network deductible is $700 per year
- Out of network coinsurance is 60% of Usual and Customary charges
- Out of network out of pocket maximum is $8000 per year
For more information regarding insurance benefits, please review the Plan Brochure (pdf) or contact our office at 815-753-0122.
Cost for the 2013-2014 school year:
Annual (8/16/13 - 8/14/14)
Student* $1,060
Spouse/ $4,412
Domestic Partner
Per Child $2,008
Fall (8/16/13 - 12/31/13)
Student* $530
Spouse/ $2,206
Domestic Partner
Per Child $1,004
Spring (1/1/14 - 8/14/14)
Student* $530
Spouse/ $2,206
Domestic Partner
Per Child $1,004
Summer ONLY (6/6/14 - 8/14/14)
Student* $252
Spouse/ $1,022
Domestic Partner
Per Child $471
*There is special pricing for Thesis and Doctoral students who have less than 6 credit hours. Please contact the Student health insurance office for more information.