Student Health Insurance

New Student Health Insurance Plan

The NIU student health insurance plan is through Aetna and is a PPO.

Effective August 1, 2018, the following changes will take effect with the Student Insurance plan. Coverage for services provided at NIU Health Services will stay the same.

Benefits 2017-18 School Year 2018-19 School Year
Annual deductible $250 $500
Doctor's office copay n/a $10 (annual deductible does not apply)
Co-insurance 80/20 70/30
Generic $20 $20
Brand $40 $50
Specialty Brand $60 $75
High cost drugs n/a 20% coinsurance with a min cost of $100 and a max cost of $200
Most birth control 100% coverage 100% coverage
Dependent coverage Yes No
Semester cost $1039 $1179



Please contact us at 815-753-0122 or You may also visit us in the Health Services building, room 101.