Welcome to Student Health Insurance

New Student Health Insurance Plan

The NIU student health insurance plan is through Aetna and is a PPO.

Coverage Dates

Fall semester: August 1 to December 31.
Spring semester: January 1 to July 31.

Cost

Student: $1039 per semester. Annual cost equals approx. $173 per month for Gold Plan coverage.
Spouse: $1039 per semester.
One child: $1039 per semester.
If more than one child covered: $2058 per semester.

Open Enrollment/Waiver 

YES, I want the insurance that NIU offers students: 

  • To confirm that you want the NIU Student Health Insurance Plan, click the red “YES”. This will take you to Aetna’s website. 
  • Follow the link to Enroll/Waive: Student Health Insurance Plan.
  • The Login ID is your ZID (example Z17... or Z18...do not use the first zero) and the password is your birthdate (don't use the drop down calendar).
  • The last day to enroll in the insurance is Monday, September 11, 2017.
  • Your Aetna insurance card will be available to you within seven business days at www.aetnastudenthealth.com – select on 'print an ID card' and follow the instructions.
  • You will have the option to also purchase the Aetna Vital Savings Dental Discount card or Dependent Health Coverage

NO, I do not want the NIU student insurance:
You will not be able to do the online waiver until at least 48 hours after you enrolled in classes.  

  • Click the red “NO” to follow the link to Enroll/Waive: Student Health Insurance Plan. This will take you to Aetna’s website.  
  • The Login ID is your ZID (example Z17... or Z18...do not use the first zero) and the password is your birthdate (don't use the drop down calendar).
  • Once you fill out the online waiver form, you will receive a confirmation that the waiver was submitted.
  • The last day to waive the insurance is Monday September 11, 2017.

Please note that if you do not waive or enroll in the NIU Plan and are taking at least nine on-campus hours, you will be automatically enrolled in the plan and the premium will be billed to your tuition account.

Questions?

Please contact us at 815-753-0122 or studentinsurance@niu.edu. You may also visit us in the Health Services building, room 101.

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