The spring waiver is an online process and is now open.
Please read the following before waiving:
- You can only submit the waiver one time.
- To waive, you must first receive an email about us charging your account for insurance.
- When completing the waiver, you must answer all questions regarding your current insurance policy and agree (yes) to each one. If you do not, your waiver will be denied.
- The waiver site is secure and has a time limit, be sure to have all your insurance information ready before you begin.
- You will receive a confirmation email accepting or denying your waiver. If denied, contact us immediately, before you appeal.
- The waiver must be completed, submitted and approved, for the charge to be removed from your account.
- Do not delay waive today.
UHCSR spring 2026 waiver
2025-26 Academic Year
The NIU student health insurance plan is through UHCSR and is a PPO.
If you have any questions, please contact us at 815-753-0122, studentinsurance@niu.edu.
| Benefits |
2025-26 Academic Year |
| Per Semester cost |
$1,378 |
| Fall effective dates |
Aug. 1, 2025 - Dec. 31, 2025 |
| Spring/summer effective dates |
Jan. 1, 2026 - July 31, 2026 |
| Annual deductible |
$500 (in-network) |
| Doctor's office copay |
$10 (annual deductible does not apply) |
| Co-insurance |
70/30 |
| Dependent coverage |
$1,378 (one child) $2,756 (two or more children) |
| Pharmacy Benefits |
| Generic |
$20 |
| Brand |
$50-$75 |
| Most birth control |
100% coverage |