J-1 exchange visitors and their accompanying J-2 dependents are required to hold primary insurance and medical evacuation and repatriation insurance for the entire duration of the J exchange visitor program. J-1 exchange visitors will be required to provide proof of insurance at their check-in and orientation with ISSS.
Minimum levels of health insurance coverage must provide:
Medical benefits of at least $100,000 per accident or illness
Repatriation of remains in the amount of $25,000
Expenses associated with medical evacuation in the amount of $50,000
The deductible cannot exceed $500 per accident or illness
Exchange visitors and dependents may be subject to the requirements of the Affordable Care Act
Maintain continuous coverage for exchange visitor and dependents in the United States
Government regulations require that J programs be terminated if a scholar or their J-2 dependent willfully fails to comply with insurance requirements. Unfortunately, if a scholar's program is terminated due to lack of insurance coverage for the J-1/J-2, the scholar is not eligible to apply for reinstatement.
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