Huskie Installment Plan (HIP)

The Huskie Installment Plan (HIP) is a payment option designed to provide budgetary assistance in meeting NIU students’ semester educational expenses. Through HIP, instead of making a lump sum payment at the beginning of each term, you can spread your NIU semester expenses over four equal monthly payments.

Estimate your HIP installment amounts with our NIU Planning & Cost Estimator.


Enrollment in HIP is on a per semester basis. You will need to complete and submit an application for each semester you wish to participate. The HIP plan is not available in summer.  A non-refundable participation fee of $50 per semester is required for enrollment in HIP. This fee will be divided equally into the four monthly installments.

Early application is recommended. HIP application forms and deadlines are listed below:

HIP Application Form

Priority Deadline

Closing Date*

Spring 2020: 4 Installment Plan
Use your login & password
November 30, 2019 Closed

Spring 2020: Remaining 3 Installment Plan**
Use your login & password

Available on December 6, 2019

N/A January 8, 2020

Fall 2020: 4 Installment Plan
Use your login & password

June 30, 2020 TBD

*Forms that are received after the priority deadline will be processed in the order that they are received, provided that all the requirements are met.

**The Remaining 3 Installment Plan is intended for students who missed the priority deadline for the 4 Installment Plan or have initially enrolled in classes after the first billing date.

 How the Plan Works

Your account charges (including the participation fee), less any pending financial aid awards, will be divided equally into four monthly installments. If you have prior term charges of less than $500, the prior balance amount will be spread evenly over the four installments in addition to the new charges.

For fall semester, initial billing for HIP is in July. The first installment is due in August. The remaining three installments will be due in September, October and November. For spring semester, initial billing for HIP is in December. The first installment is due in January and the remaining installments due in February, March and April (see Billing and Due Dates section).

Any new charges you may incur after enrollment in HIP will be evenly spread over the remaining unbilled installments. For example: if you add a class after the initial installment billing in July, the charges relative to the added class will be evenly spread over the remaining three installments; or, if a parking fine is added to your account after the second installment billing, this fine will be evenly spread over the remaining two installments.

Reductions to your charges will be treated the same as increases to charges. If you have a reduction of charges (e.g., from dropping a class or waiving student medical insurance) after the first installment billing, this reduction of charges will reduce the remaining unbilled installments equally.

 Billing and Due Dates

Monthly billing statements will be issued in advance of each payment due date. Please see posted Billing and Due Dates. These statements will be mailed to the permanent address provided in MyNIU. This statement will reflect charges and any payments or credits received since the last issued account statement, the installment amount due, and the current outstanding balance.

Special Billing Requests: It is your responsibility to notify the Bursar’s Office of any special Billing Address requests (other than the permanent address) as soon as possible. This notification can be done by sending an e-mail to the Bursar Office ( via your student’s NIU e-mail account, or completing a form in the Bursar’s Office.

 Installment Payments

Payment of each installment is to be made by the payment due date. Payments can be made electronically via MyNIU, by mail, in person at the Bursar’s Office in Swen Parson Hall Room 235, through one of the Bursar’s Office drop boxes, or online via Flywire for international students.

Important: It is preferred to not pay more than the installment amount due on the billing statement. Paying ahead may cause the statements to display incorrectly.

If you pay less than the total installment by the due date, a $25 late payment fee will be assessed to any unpaid amount of $25 or more. The late payment charge will be evenly added to the remaining unbilled installments. If you have past due installments of $500 or more after the third installment due date, a hold will be placed on your records prohibiting the student from registering and receiving transcripts.

If you pay all installments except the fourth installment, the $25 late payment fee will be assessed to your account and you will be prohibited from participating in HIP for the next term. Additionally, if any unpaid installment amount of $500 or greater is remaining after the fourth due date, a hold prohibiting future registration and receipt of transcripts will be placed on the student’s records.

A charge of $25.00 will be assessed to your account for any returned payment by the bank. If the returned payment results in a late payment, a late payment fee may also be charged.


Refunds of credit balances resulting from monies paid to the plan will be handled according to the university’s refund policy opens in new window .

 Plan Withdrawal

You may withdraw from the plan at any time by submitting a written notice to the Bursar’s Office; however, the participation fee of $50 is non-refundable. The regular university tuition payment policy will then apply to any outstanding balance remaining on your account at the time of withdrawal from HIP plan.