The University offers a health insurance plan to NIU students. The plan pays up to 80% of eligible medical expenses incurred outside NIU Health Services, 24 hours a day, anywhere in the world, after an annual deductible of $250.

ENROLLMENT IN THE PLAN IS AUTOMATIC FOR STUDENTS REGISTERED FOR 9 OR MORE ON-CAMPUS HOURS AND ALL INTERNATIONAL STUDENTS.

Students who register for at least 6 hours, on or off campus, may enroll in the plan by completing and returning an enrollment form (pdf) to the Student Insurance Office on or before the fifteenth calendar day of fall or spring semester.

Check out these enhanced benefits beginning August 14, 2009!

• NO exclusions for pre-existing conditions
• Out-Of-Pocket maximum lowered to $2,000 per policy year, excluding deductibles or copayments
• New nation-wide networks - HealthLink and UniCare
• AHPplus Dental, Vision and Pharmacy Discount program, provided by Academic HealthPlans

Want to know what to do if you have lost your job and health insurance benefits -  click here!

Why Health Insurance is so important to have!

Health Services

Students are encouraged to use the services available through Health Services before seeking care off-campus. For information about eligibility to use Health Services see the FAQ Page or call 815-753-1311.