Costs & Financing Solutions


What is the Cost of Attendance and how is it determined?

The Cost of Attendance is a projection of expenses a student can expect to incur during the course of their education. The cost of attendance includes both expenses that are charged directly by NIU and reasonable estimates of other necessary living expenses that the student will incur during the course of study. 

Costs are determined by taking modest averages of anticipated expenses for a group of students to develop an estimate of yearly expenses.

These projections are used to determine what a student may be eligible to receive in financial aid. 

What is included in the Cost of Attendance?

Cost of Attendance is comprised of five key expenses. These expenses include Tuition and Fees, Room and Board, Books and Supplies, Travel, and Miscellaneous Personal Expenses. 

Tuition and Fees are the expenses necessary to attend classes .Tuition and fees are based on student residency, enrollment, and degree level.  As part of the Illinois Truth-in-Tuition Bill, NIU offers first-time degree seeking undergraduate students guaranteed tuition at the same rate for four consecutive years.  Students with higher than average tuition and fees can appeal to have this budget component adjusted.

Room and Board represents the costs associated with providing the student with housing and food.  For students living on campus or off campus, the room and board expense is determined by using the average cost of living in all residency hall options, assuming double occupancy, and purchase of the Huskie 65/Unlimited Access Plan.   Commuting students will have a lower room and board component in their estimated budget.  Students who are able to demonstrate a need to reside off campus may appeal to have the Room and Board allowance adjusted.

Books and Supplies expenses are for the purchase of books and supplies which can vary by program, enrollment, and class.  Costs for books and supplies represent the average across all programs assuming a full time course load.

Travel costs allow for the purchase of items for students to come to campus.  Travel costs are not directly assessed by the university but may include such expenses as gasoline/oil and regular vehicle maintenance. 

Miscellaneous Personal Expenses can be comprised of costs for the purchase of clothing, personal items or recreation.  Personal expenses may vary based on a student’s lifestyle but students may not appeal for an adjustment of miscellaneous personal expenses.

What are the financing solutions available to me?

Each year the NIU Student Financial Aid Office works with students and their families to help make an NIU education more affordable. We assist them in navigating through the financial aid application process and work with them to identify grants, loans, and scholarship opportunities for which they may be eligible.

We recognize the financial commitment you and your family are making and encourage you to consider the importance of applying for financial aid. For additional information about your financial aid options, please reference Types of Aid

Please contact us if you would like to discuss your individual circumstances and what financial aid resources may be available to make an NIU education within your reach.

2017-2018 Costs

Undergraduate In-State

2016-2017 Costs

Undergraduate In-State

  • Full-Time Enrollment
    (12 or more credit hours)

  • Half-Time Enrollment
    (6-11 credit hours)

  • Less Than Half-Time
    (1-5 credit hours)

Undergraduate Out-of-State

(9 or 12 credit hours)

     (12 or more credit hours)