Mobile Banking

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With NIFCU's mobile banking you can view account activity, deposit checks or transfer funds all from your mobile phone. Download your free app today!

Search for "NIFCU Mobile Banking" under the App Store or Google Play.

Frequently Asked Questions

What can I do on the app?

You can transfer between accounts within your own membership (savings, checking or loans), view e-statements, make remote deposits, transfer to other members of Northern Illinois Federal Credit Union and make advances off of lines of credit.

How soon after establishing my membership can I use mobile banking?

Right away! Simply download the app from the App Store or Google Play.

What are my credentials to log into the mobile app?

They are the same credentials that you use to log into your account using a desk computer or a laptop.

What if I don't remember my password/security questions?

Click on the "forgot password" option or give us a call to reset your credentials.

Does my joint owner on the account have different login information?

No. You will need to share the login credentials with any joint owner on your account.

Can I transfer between my own accounts?

Yes. You can transfer to and from any regular shares, clubs, checking accounts or loans.

Can I make deposits using the app?

Yes. You can deposit checks by taking a picture using the "mobile deposit" feature on the app.

How should I endorse the checks?

Endorsement example:

Jane Smith

For mobile deposit only- Northern Illinois FCU / NIFCU

How large of a check can I deposit via the mobile app?

$3,000 is the max limit you can deposit per transaction through the app.

How long after I deposit a check using the app with the funds be available to me?

For most checks the funds will be available within one business day.

Do I need to retain the physical check after I deposit it through the app?

Its suggested to retain the physical checks for 45 days.

Can I transfer to another NIFCU member`s account?

Yes. You will need to ask one of our staff members to set this up for you. Please know the following information for the member whom you wish to have transferring access:

  • First name
  • Last name
  • Address
What alerts can I set up through the app?
  • Balance alerts
  • Direct deposit alerts
  • Direct debit (transaction) alerts
  • Check clearing alerts
  • Past due loan alerts
Can I view my e-statements though the mobile app?

Yes. You have the same access to the amount of e-statements available online.

Can I send messages to the credit union?

Yes. Send us any questions, general inquiries or feedback through the secure messaging feature on the app.

Contact Us

Northern Illinois Federal
Credit Union

817 W. Lincoln Highway, Suite E
DeKalb, IL 60115
815-753-1911 (phone) 
815-753-7405 (fax)
info@mynifcu.com
NMLS#486789

Branch Hours

Monday, Tuesday, Thursday, Friday
7:30 a.m. -5 p.m.

Wednesday
9 a.m. -2 p.m.

Saturday-Sunday
Closed

Routing Number

271982779
Learn about wire transfers.

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National Credit Union Administration