Opening Your Account

Huskie Bucks is a pre-paid debit account that is opened with the university and accessed with your OneCard ID. You may deposit funds using one of the many deposit options offered.

Minimum balance

There is no minimum balance required to maintain a Huskie Bucks account. However, as this is a debit account and not a credit account, the balance must not drop below $0.00.


There are no annual fees, over-limit charges or late payment fees with the Huskie Bucks Program. However, checks that are written to the university and are returned as non-sufficient funds are subject to a fee.

Huskie Bucks accounts for NIU students and faculty/staff that become inactive after one year with no activity and has a balance of greater than $5.13 will receive a 2.5% administration fee. Balances less than $5.13 will be forfeited. Guests with NIU ID Campus Partner Cards or via Courtesy Card who have been inactive for 1 year will be assessed an inactivity fee of $5 per month, until account balance is zero or a transaction is made. For more information, see the Huskie Bucks Disclosure Information.