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2014 Money Smart Week Events

Northern Illinois University's Financial Literacy Collaborative is excited to be partnering with the DeKalb County Ca$h Coalition to bring the Federal Reserve Bank of Chicago's national Money Smart Week program to the community. This collaboration is bringing together many organizations across DeKalb County including businesses, financial institutions, schools, libraries, not-for-profits, government agencies, and the media.

Different collaborative representatives, coalition members, and members of the community will be presenting on different topics throughout DeKalb County during the week of April 5-12th. ALL PROGRAMMING IS FREE and covers all facets of personal finance from establishing a budget to first time home buying, estate planning, couponing, and much more.

NIU students, faculty, staff as well as community members are welcome to attend all sessions.


Saturday, April 5th


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 9:00a.m. - 12:00p.m.
Location: IDEAL INDUSTRIES, INC. - Product Training Room - 1122 Park Ave. – Sycamore, IL  60178

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Money Smart Kids!
Presenter: Lori Berkes-Nelson - Econ Illinois
Time: 9:00a.m. - 12:00p.m.
Location: Kishwaukee Family YMCA - 2500 W. Bethany Rd. - Sycamore, IL    60178

How do you talk to kids about being smart with money? Parents, Teachers, and kids come by our table to learn about activities, resources, and other helpful tips that will help kids understand that money matters.


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 9:00a.m. - 12:00p.m.
Location: Resource Bank - 310 S. IL Route 23 – Genoa, IL  60135

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Kids Read: Curious George Saves His Pennies
Presenter: Theresa Winterbauer, Youth Services Manager - DeKalb Public Library
Time: 10:00 - 11:00a.m.
Location: DeKalb Public Library - 309 Oak St. - DeKalb, IL    60115

Learn about money with Curious George. Includes story time, an activity and take home items. Free book to first 15 kids. For kids ages 3 and up.


Healthcare & Your Retirement
Presenter: Heather Hilleshiem, Edward Jones
Time: 12:00 - 1:00p.m.
Location: Edward Jones – 1170 DeKalb, Ave. Suite 109 - Sycamore, IL     60178

***Lunch will be provided. RSVP is required, please call (815) 899-0018***

The increasing cost of health care is a growing concern for current and future retirees. In fact, 25 years ago, retirees spent almost twice as much on food as on health care; now the amounts are nearly equal. Join us for our presentation where we'll discuss: Medicare coverage and traditional medical expenses, long term medical care expenses, and strategies for addressing uncovered expenses.


Sunday, April 6th


Being Smart About Your Charitable Giving: A Workshop
Presenter: Alicia Schatteman, Assistant Professor - Center for NGO Leadership & Development, Northern Illinois University 
Time: 2:00 - 3:30p.m.
Location: Northern Illinois University – Campus Life Building Room 100 – DeKalb, IL  60115

Join us for this fun, interactive, and informative workshop to discuss ways you can determine where to give your charitable dollars.  Learn about strategies and tips to research nonprofit organizations, what to look for and how to find out about the value of your donation to the organization.


Monday, April 7th


Understanding Your Credit Score
Presenters: Castle Bank
Time: 11:00a.m. - 1:00p.m.
Location: Northern Illinois University – New Hall: Community Table – DeKalb, IL  60115

Your credit score may be one of the most important numbers you have in life!  Join us at this informal session to find out what’s contained in your credit report, how credit bureau information generates a score and the  impact it may have on getting a loan.  Plus, you’ll have an opportunity to speak with professionals about how your credit score can work for you.

 

Budgeting Makes Sense
Presenters: Take Charge Program - Consumer Affairs Comptroller Judy Bar Topinka's Office
Time: 12:00 - 1:00p.m.
Location: Hope Haven – 1145 Rushmoore Dr. - DeKalb, IL  60115

Learn how to prepare a monthly budget, track and maintain a budget, comparison shop and cut expenses.


Credit: How It Affects You
Presenters: Take Charge Program - Consumer Affairs Comptroller Judy Bar Topinka's Office
Time: 2:00 - 3:00p.m.
Location: Hope Haven – 1145 Rushmoore Dr. - DeKalb, IL  60115

Comparison Shop for Credit Cards, understand your billing statements, review your credit scores and history.


Using Children's Literature to Teach Financial Literacy
Presenter: Dr. Mary Beth Henning, Co-Director of NIU's Center for Economic Education & Associate Professor of Social Studies Education
Time: 4:15 - 6:15p.m.
Location: Community Coordinated Child Care (4-C) - 155 N. Third St. (lower Level) - DeKalb, IL   60115

Learn how to teach key economic and personal finance concepts through the use of award-winning and popular children’s books, including several STEM informational text selections.  From scarcity to opportunity cost, decision making to exchange, children can discover real-world economic concepts and practice essential literacy and math Common Core skills.  Students can apply these concepts to making real-world economic decisions.  Educators will engage in interactive lessons for immediate use with students.


It's Too Late to Plan When You're Dead: Estate Planning 101 & Life Insurance 101
Presenters: Jill M. Tritt - The Foster & Buick Law Group, LLC. & Kimberly Barrios - The Kimberly Barrios Agency of American Family Insurance
Time: 6:00 - 7:00p.m.
Location: Foster & Buick – 2040 Aberdeen Court - Sycamore, IL    60178

***RSVP is required. Please contact Samantha Zekoff at szekoff@fosterbuick.com***

Estate Planning 101 will focus on these five components: What is an Estate Plan? Why should I have an Estate Plan? What happens if you don’t make an Estate Plan? The perils of do-it-myself estate planning. An overview of fees for professional estate planning. Life Insurance 101 will give the answers to: What is life insurance? Who needs it? What are the benefits of life insurance? When is the best time to buy? What does life insurance have to do with estate planning?


Personal Finance 101
Presenter: Anne Marie Edwards - Delta Sigma Theta Sorority - Rockford Alumnae Chapter
Time: 6:00 - 7:00p.m.
Location: Hope Haven – 1145 Rushmoore Dr. - DeKalb, IL  60115

This workshop will teach you the basics of personal finance. Topics include: how to balance your checkbook, creating and following a budget and more.


Top Tech Tools to Manage Money
Presenter: Heidi Berardi - Family Credit Management
Time: 7:00 - 8:00p.m.
Location: Sycamore Public Library – 103 E. State Street - Sycamore, IL   60178

From budgeting websites to apps that will give you more bang for your buck, learn about the most useful tech tools that will help you manage money.


Tuesday, April 8th


Optimizing Retirement Income in a Low Interest Rate Environment
Presenter: Matthew D. Armstrong, CFP - Savant Capital Management
Time: 10:00 - 11:30a.m.
Location/Sponsored By: Lincoln Inn – 240 E. Lincoln Highway - DeKalb, IL  60115

Maximize your retirement income stream by using time-tested strategies and avoiding common mistakes investors make, while minimizing your tax bill. Snacks and coffee provided.


Coupon Clipping with the Pros
Presenter: Heidi Berardi - Family Credit Management
Time: 11:00a.m. - 12:00p.m.
Location/Sponsored By: HyVee Club Room – 2700 DeKalb Ave. - Sycamore, IL  60178

Sharpen your scissors and get ready to save money! Learn how to maximize your shopping experience using coupons. Learn the strategies. See the results.


Understanding Your Credit Score
Presenters: Castle Bank
Time: 11:00a.m. - 1:00p.m.
Location: Northern Illinois University – DuSable Hall Lobby – DeKalb, IL  60115

Your credit score may be one of the most important numbers you have in life!  Join us at this informal session to find out what’s contained in your credit report, how credit bureau information generates a score and the  impact it may have on getting a loan.  Plus, you’ll have an opportunity to speak with professionals about how your credit score can work for you.


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 1:00 - 4:00p.m.
Location: DeKalb Senior Service Center - 330 Grove St. – DeKalb, IL  60115

***By Appointment ONLY. To make an appointment, please call (815)758-4718***

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 1:00 - 4:00p.m.
Location: Kirkland Municipal Building - 511 W. Main St. – Kirkland, IL  60146

***By Appointment ONLY. To make an appointment, please call (815) 522-3557 or (815) 784-6040***

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Everything You Need To Know to Buy Your First Home
Presenters: Kimberly Barrios - The Kimberly Barrios Agency of American Family Insurance,  Ryan Gifford - NB&T Loan Officer, & Maria Pena-Graham - Century21 Elsner Reality
Time: 5:30 - 6:30p.m.
Location: National Bank & Trust Square Branch – 130 W. Lincoln Hwy. - DeKalb, IL     60115

Planning to buy a home in the next one to three years?  Join these professionals for an informative session reviewing the home buying process from start to finish!


Social Security Crash Course
Presenter: Joseph P Walsh MBA, CFP, CFA, President & CEO - Walsh & Associates Ltd
Time: 6:00 - 8:00p.m.
Location: Faranda's Banquet Center – 302 Grove St. - DeKalb, IL  60115

***RSVP is requested. Please call 815-748-2130 or email info@walshandassociatesltd.com***

You can't afford to miss this class! It’s has been called the “Mandatory course if you expect to maximize your family benefit!” Social Security is a critical component of retirement planning. It can be overwhelming and potentially very costly if you are uninformed. It is important to know your benefits, understand your options and determine a plan to maximize your benefits. Discuss the timing of taking your benefits, explore the pros and cons of working while collecting Social Security and examine the tax impact of your SS benefit and how to maximize your household benefits.


The Financial Aid Process for Families and High School Juniors & Seniors
Presenter: Jalaine Hart, ISA Corps Member for Kishwaukee District
Time: 6:00 - 7:00pm
Location:  DeKalb County Outreach Building - Five Seasons Room - 2500 N. Annie Glidden Rd. – DeKalb, IL   60115

ISACorps members are experts at simplifying the often confusing world of financial aid: grants, scholarships, and student loans. The FAFSA is also covered at length.


Making Credit Work for You – Smart Ways to Manage Your Credit
Presenters: Janice Alwin - Vice President and General Counsel of Oak Point Partners, Inc., Joseph Schorer - Attorney for Kirkland & Ellis LLP, and Donna Wallace - Partner at Baldi Berg & Wallace, Ltd.
Time: 6:30 - 8:30pm
Location:  Eduardo's Mexican Restaurant – 214 R. Lincoln Highway - DeKalb, IL   60115

Learn from experts about how to manage credit and debt in financially sound ways while avoiding the pitfalls of credit misuse and excessive debt. Attorneys Janice Alwin, Joseph Schorer and Donna Wallace will provide a lively, humorous presentation about making credit work for you, affording debt, and living debt free. 


Healthy Eating on a Budget
Presenter: Lynn Fifer, Registered Dietitian - KishHealth System
Time: 6:30 - 8:00p.m.
Location: Kishwaukee Hospital- Conference Room #3 - 1 Kish Hospital Drive – DeKalb, IL  60115

Learn healthy eating tips at low cost, as well as smart shopping from a Registered Dietitian Nutritionist!


ID Theft, Scams, & Fraud
Presenters: Take Charge Program - Consumer Affairs Comptroller Judy Bar Topinka's Office
Time: 6:30 - 7:30p.m.
Location: Sycamore Public Library - 103 E. State Street - Sycamore, IL   60178

What you don’t know CAN hurt you!  Learn about ways identify theft occurs, what you can do to protect YOU, and what to do if it happens. Identify potential scams and fraud. How to protect yourself against ID theft, and what steps to take if you have been a victim.


Mastering Money Management
Presenters: Northern Illinois University's Financial Cents Program
Time: 7:00 - 8:00p.m.
Location: Northern Illinois University – Stevenson Smart Classroom – DeKalb, IL  60115

Do you know how to budget? Can you manage your personal income? This session will teach participants to identify the importance of keeping their finances in order, learn what resources on campus can help with finances, and learn about the importance of investing and retirement plans as well as the differences between various retirement systems.


The Path of a FAFSA for Families & High School Seniors
Presenter: Jalaine Hart, ISA Corps Member for Kishwaukee District
Time: 7:15 - 8:00pm
Location:  DeKalb County Outreach Building - Five Seasons Room - 2500 N. Annie Glidden Rd. – DeKalb, IL   60115

Learn more about the Free Application for Federal Student Aid (FAFSA) and what happens to student FAFSA information after it is submitted and how to read an award letter from a college/university. This is especially important for high school seniors. Topics include sample FAFSA questions, cost of attendance formula, and financial aid award letters.


Wednesday, April 9th


Money Smart Kids: Junior Achievement Educates Kids
Presenters: Junior Achievement Chicago and NIU's Financial Cents Program
Time: 9:00a.m. - 1:00p.m.
Location: Genoa Middle School – Genoa, IL   60135

***Private Event***

This private event will be exclusively for Genoa Middle School Students. Junior Achievement will teach students the basic concepts of business and economics and how education is relevant to the workplace.


Put EITC (Earned Income Tax Credit) to Work for You!
Presenter: Kimberly Spagui - Administer Justice
Time: 10:00 - 11:00a.m.
Location: Conexcion Comunidad – 637 N. 11th Street - DeKalb, IL   60115

EITC is one of the nation's largest anti-poverty programs, annually lifting over 6 million people out of poverty; half of those impacted are children. Millions of workers qualify for EITC for the first time this year, making awareness critical. Join us to learn more about EITC and other ideas to help families and communities.


Understanding Your Credit Score
Presenters: Castle Bank
Time: 11:00a.m. - 1:00p.m.
Location: Northern Illinois University – DuSable Hall Lobby – DeKalb, IL  60115

Your credit score may be one of the most important numbers you have in life!  Join us at this informal session to find out what’s contained in your credit report, how credit bureau information generates a score and the  impact it may have on getting a loan.  Plus, you’ll have an opportunity to speak with professionals about how your credit score can work for you.


Free Tax Preparation and Filing
Presenters: Volunteer Income Tax Assistance (VITA) Program
Time: 12:00 - 5:00p.m.
Location: Northern Illinois University - Founders Memorial Library Student Lounge - DeKalb, IL    60115

For the third year in a row NIU's Financial Cents program will be partnering with Goodwill Northern Illinois and the Accountancy Department in Northern Illinois University's College of Business to bring FREE Tax Preparation & Filing to NIU Students. All students are invited, including International Students.

 

Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 12:00 - 4:00p.m. (No admittance before 12:00p.m.)
Location: Sycamore Methodist Church - 160 Johnson Ave. – Sycamore, IL   60178

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Community Based Services for Qualified Seniors
Presenter: Tara Cullotta - Elder Care Services
Time: 1:00 - 2:00p.m.
Location: DeKalb Senior Center - 330 Grove Street – DeKalb, IL   60115

Learn how to access senior services like help with finances, nutrition, assistance programs and other resources.


Negotiating Your Salary
Presenter: Sarah Soltes, Human Resource Manager for BrightStar Care
Time: 5:00 - 7:00p.m.
Location: Northern Illinois University - Barsema Hall Room 133 – DeKalb, IL    60115

Graduation is approaching fast. Finding the job you love is important, but it is also necessary that you get paid what you are worth. Join us to learn from a professional about negotiating your salary after the interview process.


Thrift is the New Black
Presenters: Wendy West Krauch & Dava Lee - Siepert West Financial Consulting
Time: 5:30 - 6:30p.m.
Location: GoodWill Store - Community Room – 1037 S. Annie Glidden Rd. - DeKalb, IL    60115

Learn winning strategies to take control of your finances and tips to obtain a stunning and thrifty wardrobe that succeeds and exceeds.


Approaching Retirement on TRS or SURS
Presenter: Joseph P Walsh MBA, CFP, CFA, President & CEO - Walsh & Associates Ltd
Time: 6:00 - 8:00p.m.
Location: Faranda's Banquet Center – 302 Grove St. - DeKalb, IL  60115

***RSVP is requested. Please call 815-748-2130 or email info@walshandassociatesltd.com***

Planning for your retirement ahead of time will greatly impact the ease of your transition from active employment into retirement. Putting together a solid savings plan for your future and developing a clear understanding of your retirement benefits is one of the best strategies to ensure a comfortable, enjoyable retirement. We will introduce to you some very creative strategies that are only available to Teachers Retirement System and the State University Retirement System participants that may mean thousands of dollars to you and your family --- If you are anywhere near retirement, you won’t want to miss this class.


Financial Recovery: Learn Steps to Help Rebuild Your Credit
Presenters: TCF Bank
Time: 6:00 - 7:00pm
Location: Northern Illinois University - Holmes Student Center Room 506 - DeKalb, IL     60115

The Financial Recovery seminar describes steps participants can take to recover financially and rebuild their credit after experiencing a financial setback.


How to Save over $1,000 on Food While Improving your Health
Presenter: Dan Kenney - DeKalb Community Gardens Founder & Director
Time: 6:00 - 6:30p.m.
Location: Conexcion Comunidad - 637 N. 11th St. - DeKalb, IL    60115

The founder of the DeKalb County Community Gardens will provide information about how planting a medium sized garden can cut over $1,000 off of your food budget. He will provide basic instructions on starting a garden, resources to make the garden a success, and tips on how a garden can improve your family's health while saving money.


Barb Food Market: Feeding Kids in District 428
Presenters: Sheryl Nakonechny & Becky Mascal - Barb Food Mart (BFM) Co-Coordinators
Time: 6:30 - 7:30p.m.
Location: Conexcion Comunidad - 637 N. 11th Street - DeKalb, IL    60115

Learn how Barb Food Mart, a school-based food pantry, is working to reduce food insecurity for families in DeKalb School District 428. BFM has partnered with Northern Illinois Food Bank, DeKalb County Community Gardens, NIU, Kish Health Systems, the University of Illinois and others to provide not food and  nutrition education. Join us to learn more!


Thursday, April 10th


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 9:00a.m. - 12:00p.m. & 1:00 - 4:00p.m.
Location: DeKalb County Outreach Building - Blank Slate Room - 2500 N. Annie Glidden Rd. – DeKalb, IL   60115

***By Appointment ONLY. To make an appointment, please call (815) 217-0192***

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 9:00a.m. - 12:00p.m.
Location: Resource Bank - 310 S. IL Route 23 – Genoa, IL  60135

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Debt Management & Dislocation: Learning to Manage Money in Times of Transition
Presenters: Danita Sims - First Institute Training & Management & Brian Fleming - Associated Bank
Time: 10:00a.m. - 12:00p.m.
Location: DeKalb County Community Outreach Building - Conference Room West – 2500 N. Annie Glidden Road - DeKalb, IL   60115

Tips on how to manage your money while changing careers, after being downsized, or during dislocation. Maintain stewardship over your financial future no matter your circumstances.


Anticipating the Cost of Aging in Place
Presenter: Robin Berkheimer, Geriatric Care Manager - Optimal Care Advocates
Time: 10:30 - 11:30a.m.
Location: Feed 'Em Soup Community Project - 122 S. First St. - DeKalb, IL    60115

What does it cost to hire the supports and services for a Senior to safely stay in their own home? Learn about the supports and services that may be needed by a Senior to safely live in their own home. Gain a basic knowledge of the cost to AIP.


Understanding Your Credit Score
Presenters: Castle Bank
Time: 11:00a.m. - 1:00p.m.
Location: Northern Illinois University – Holmes Student Center Diversions Lounge Area – DeKalb, IL  60115

Your credit score may be one of the most important numbers you have in life!  Join us at this informal session to find out what’s contained in your credit report, how credit bureau information generates a score and the  impact it may have on getting a loan.  Plus, you’ll have an opportunity to speak with professionals about how your credit score can work for you.


Home Equity Conversion Mortgages
Presenter: Thomas Conwell - Mortgage Services III, LLC.
Time: 1:00 - 2:00p.m. & 3:00 - 4:00p.m. (session repeated)
Location: DeKalb Public Library - 309 Oak St. - DeKalb, IL    60115

***RSVP encouraged. Please call 815-520-4046***

Homeowners age 62 and over, and their families, will learn about an FHA product that helps seniors in their retirement years, so they can pay off old mortgages, eliminating monthly payments. This informational presentation for Money Smart Week by Thomas J. Conwell is co-sponsored by MSI Reverse.


Everything You Need to Know About Being A Long-Term Care Shopper
Presenter: Robin Berkeimer, RN, BA, LNHA, Geriatric Care Manager - Optimal Care Advocates
Time: 2:00 - 3:00p.m.
Location: Feed 'Em Soup Community Project - 122 S. First St. - DeKalb, IL    60115

Learn what the difference is between supportive and assisted living, and other housing options. Learn the difference between home health care and home care and other care options. Learn what to look for when you tour facilities and where to find out about the quality of their services.  Understand housing options. Become familiar with available care options. Learn how to identify quality services.


Elder Care Costs & How to Pay for It
Presenter: Robin Berkeimer, RN, BA, LNHA,  Geriatric Care Manager - Optimal Care Advocates
Time: 3:30 - 4:30p.m.
Location: Feed 'Em Soup Community Project - 122 S. First St. - DeKalb, IL    60115

How expensive is long term care? What does Medicare really pay for? If I don’t have the assets who pays for the difference?


Congratulations Class of 2014...Welcome to the Land of Loan Repayment
Presenters: Northern Illinois University Student Financial Aid Office
Time: 3:30 - 4:30p.m.
Location: Northern Illinois University – Cole Hall Room 106 – DeKalb, IL     60115

The Student Financial Aid Office (SFAO) will provide students with information on determining what debt you currently have and resources for loan repayment. SFAO will help students to calculate repayment plans and discuss loan consolidation. They will explain what deferments and forbearance mean and how to avoid delinquency and default.


Understanding Your Credit
Presenter: Frank Turza, NB&T
Time: 5:30 - 6:30p.m.
Location: National Bank & Trust Square Branch – 130 W. Lincoln Hwy. - DeKalb, IL     60115

Why is understanding your credit important? What makes up your credit score? Join us to learn about tool to evaluate, repair & protect your credit.


College Discounts Available to Almost Every Illinois Family
Presenter: Joseph P Walsh MBA, CFP, CFA, President & CEO - Walsh & Associates Ltd
Time: 6:00 - 8:00p.m.
Location: Faranda's Banquet Center – 302 Grove St. - DeKalb, IL  60115

***RSVP is requested. Please call 815-748-2130 or email info@walshandassociatesltd.com***

Paying for college is expensive and many people just fork over their hard earned money without knowing there is a way to receive 5% off of college expenses! If you have children currently attending or going to attend college in the next few years, this course is designed to help you navigate the many college savings plans and help you decide what is best for you. Some of these creative strategies can be used by parents of college age children without regard to family income!


Credit Crunch: Understanding Your Credit Score, Proper Credit Card Use, & Budgeting
Presenters: Northern Illinois University's Financial Cents Program  
Time: 6:00 - 7:00p.m.
Location: Northern Illinois University – Neptune Smart Classroom (rm 120) – DeKalb, IL  60115

NIU Financial Cents is here to help you understand the ins and outs of credit.  Discussion topics will help you learn what your credit score means, how to budget and properly use your credit cards, and much more!


Saving & Budgeting
Presenter: Robert Heck & Abby Sipes - Castle Bank
Time: 6:30 - 7:30p.m.
Location: DeKalb Public Library - 309 Oak St. - DeKalb, IL    60115

Are you trying to put yourself into financial balance?  Attend the Savings and Budgeting seminar to get helpful tips on creating a budget, setting savings goals, paying down debt, and making interest work for you!


Friday, April 11th


Money Smart Kids: Junior Achievement Educates Kids
Presenters: Junior Achievement Chicago and NIU's College of Business Students
Time: 9:00a.m. - 1:00p.m.
Location: Genoa Middle School – Genoa, IL   60135

***Private Event***

This private event will be exclusively for Genoa Middle School Students. Junior Achievement will teach students the basic concepts of business and economics and how education is relevant to the workplace.


Understanding Your Credit Score
Presenters: Castle Bank
Time: 11:00a.m. - 1:00p.m.
Location: Northern Illinois University – Stevenson Hall Food Court – DeKalb, IL   60115

Your credit score may be one of the most important numbers you have in life!  Join us at this informal session to find out what’s contained in your credit report, how credit bureau information generates a score and the  impact it may have on getting a loan.  Plus, you’ll have an opportunity to speak with professionals about how your credit score can work for you.


Life After High School
Presenters: Take Charge Program - Consumer Affairs Comptroller Judy Bar Topinka's Office & NIU's Office of Student Engagement and Experiential Learning.
Time: 12:00 - 1:00p.m.
Location:  Northern Illinois University - Founders Memorial Library Student Lounge - DeKalb, IL    60115

Evaluate your options after high school: Set financial goals, maintain good credit, and protect yourself against identity theft.


ID Theft, Scams, & Fraud
Presenters: Take Charge Program - Consumer Affairs Comptroller Judy Bar Topinka's Office
Time: 2:00 - 3:00p.m.
Location:  Northern Illinois University - Founders Memorial Library Student Lounge - DeKalb, IL    60115

What you don’t know CAN hurt you!  Learn about ways identify theft occurs and what you can do to protect YOURSELF. This session will identify potential scams and fraud, discuss how to protect yourself against ID theft, and inform you of what steps to take if you have been a victim.


Transitioning to Retirement
Presenter: Joseph P Walsh MBA, CFP, CFA, President & CEO - Walsh & Associates Ltd
Time: 6:00 - 8:00p.m.
Location: Faranda's Banquet Center – 302 Grove St. - DeKalb, IL  60115

***RSVP is requested. Please call 815-748-2130 or email info@walshandassociatesltd.com***

Retirement is a one-time event. Mistakes can be very costly. This course will address some of the key issues in the transition from work to retirement. Understanding these key issues and making informed decisions will help you better enjoy your "golden" years. Some of the topics we will cover include: evaluating the true cost of retirement, evaluating your sources and timing of retirement income, protecting your health and wealth, minimizing taxes during retirement, maximizing your pension benefits and social security, and planning for death and/or disability. This course is designed to guide you through this exciting transition period of your life.


Saturday, April 12th


Shred Day
Sponsored by: IDEAL INDUSTRIES, INC.
Time: 9:00a.m. - 1:00p.m.
Location: Castle Bank – 141 W. Lincoln Hwy. - DeKalb, IL     60115

Now that tax day has come and gone, do you need to shred some old documents? No worries! Shred Day is an opportunity for local consumers and businesses to prevent identity theft and help the environment through FREE on-site document shredding.


Free Tax Preparation & Filing
Presenters: AARP Tax Aid
Time: 9:30a.m. - 12:30p.m.
Location: DeKalb Public Library - 309 Oak St. – DeKalb, IL   60115

The AARP Foundation Tax-Aid is the nation's largest free, volunteer-run tax assistance and preparation service that has helped nearly 50 million taxpayers. Come get your questions answered and help in preparing and filing your taxes.


Finding Your Inner Entrepreneur
Presenter: Nancy Lublin, CEO - DoSomeThing.org & Founder - Dress for Success
Time: 3:30 - 4:30p.m.
Location: Northern Illinois University - Holmes Student Center - Carl Sandburg Auditorium – DeKalb, IL   60115

At 23, Nancy Lublin founded Dress for Success with a $5,000 inheritance and turned it into a global franchise that provides interview dress and career development training to women in need. To find your inner entrepreneur you need two things: innovation and motivation. Nancy Lublin gets you started. Using her own experience launching Dress for Success and reinventing DoSomething.org, Lublin explains how to take action, implement an idea, and keep things rolling.