Current Rates
Product Rates as of April 19, 2012
All Rates Subject To Change
Share Rates
Dividends are calculated quarterly.
| Type | Rate | APY |
| Savings ($25 Minimum) | .01% | .01% |
| Christmas Club ($5 Minimum) | .01% | .01% |
| Term | APY | |
| Share Certificates ($500 Minimum) | 6-Month | .05% |
| 12-Month | .10% |
APY is the Annual Percentage Yield. Rate may change quarterly.
Loan Rates
The following rates are for NEW loans only.
| Type | Description | APR |
|---|---|---|
| New Cars | 1-36 Months | 3.49% |
| 37-48 Months | 3.49% | |
| 49-60 Months | 3.49% | |
| 61-72 Months | 4.75% | |
| New Boats/R.V./Motorcycles | Same as New Cars | |
| Used Cars 2011-2008 | 1-60 Months | 3.49% |
| Used Cars 2007-2005 | 1-54 Months | 3.49% |
| Used Cars 2004-2003 | 1-36 Months | 5.25% |
| Used Boats/R.V./Motorcycles | Same as Used Cars | |
| Signature Loans $500.00 - $1,000.00 $1,000.00 - $5,999.99 $6,000.00 - $10,000.00 |
12 Months 13 - 47 Months 48 Months |
9.50% |
| Signature Line of Credit | Max $5000/$50.00 monthly payments |
8.90% |
| Personal Secured Loan |
1 - 48 Months (Max N.A.D.A. value x 80%. Terms same as personal loans) |
8.50% |
| Debt Consolidation Loan |
1-48 Months $7.500.00 (Maximum). Checks payable to creditors. |
15.00% |
| Guarantor Loan |
1-36 Months $5,000.00 Maximum |
15.00% |
| Overdraft Protection | Line of Credit $500 | 15.00% |
| Shared-Secured Loans | 1-60 Months | 2.90% |
| Home Equity Loan | Variable Rate | 4.00% |
